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PARTICULARS
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Rate
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Account closure before 12 months
|
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Individuals
|
150/-
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Companies
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500/-
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Cheque returned charges
|
75/- + other bank charges
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Issue of Demand Draft/Banker Cheque
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Upto 10000/- Rs. 30/-
> 10000/- Rs. 2/50 per thousand
Minimum Rs. 50/-
Max. Rs. 12500
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Issuance of Duplicate Draft
|
Rs. 100/- per Draft
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Issuance of TDR/STDR/BC
|
Rs. 100/-
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Revalidation/Cancellation of Draft/BC
|
Rs. 100/-
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Cheque sent for collection
a) Upto Rs. 5,000/-
b) > Rs. 5,000/- < Rs. 20,000/-
c) > Rs. 20,000/-
|
Rs. 25/-
Rs. 3/50 per Rs.1000
Minimum Rs 35/-
Rs. 3/- per Rs.1000
Minimum Rs. 75/-
Maximum Rs. 12500
|
|
Cheque sent for collection returned unpaid
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Outstation – Rs 150/-
Local - Rs 75/-
+Other Bank charges
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Issue of duplicate pass book/ Statement
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100/- With latest Balance.
100/- per ledger folio for previous entries
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Enquiries related to old records
(More than 12 months old)
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Rs. 100/- per item
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Issuance of Cheque Book charges
Savings Bank/Current Account
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Rs. 3/- per leaf.
20 Leaves free in a year to SB accounts
|
|
Postal Charges
a) Ordinary
b) Regd./Courier
|
Rs. 15/-.
Rs. 35/-
|
|
Stop Payment instructions
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Rs. 50/- per instrument upto 3 leaves.
Rs. 200/- range of cheques
|
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Charges for excess debit entries in SB account.
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Rs. 5/- per entry
(for over 30 per half year)
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Issuance of Deposit at Call receipt
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Nil
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Setting up standing instructions
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Rs. 50/- for transfer to other branch.
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Processing of Standing Instructions
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Rs 25/- + remittance charges + postage
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Record copy of cheque
|
Rs. 50/- per instance
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Photo attestation charges
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Rs. 100/-
|
|
Interest Certificates
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First copy – Free
Extra Copy – Rs. 50/- per certificate
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Solvency Certificate
a) Non Commercial
b) Commercial
|
Rs. 300/-
Rs. 250/- per lac
Minimum Rs. 1000/-
Max. Rs. 15000/-
|
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Bank Guarantee
|
2.50% p.a. of the Guaranteed amt.
If 100% liquid security is available 0.625% of Guaranteed amount
Minimum Rs. 300/-
|
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Processing Charges
a) All SGSY cases and CC limits upto
Rs. 25,000/-.
b) > 25000/- and < 2.00 lac.
c) > 2.00 lac
|
Nil
Rs. 300/-
Rs. 300/- per lac
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Upfront Fee
1. Housing Loans
2. Personal Loans
3. Other Term Loans
a) All SGSY cases and CC limits upto
Rs. 25,000/-.
b) Above Rs. 25000/-
|
0.50 % of loan amt.
1.10 % of loan amt.
Nil
1.15% of loan amt.
|
|
Equitable Mortgage Charges
a) Upto Rs. 10.00 lacs
b) Above Rs. 10.00 lacs
|
Rs. 500/- per lac
Rs. 500/- per lac
(Max. Rs. 11200/-)
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No Dues Certificate
a) Priority Sector
b) Non Priority Sector
|
Nil
Rs. 100/-
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Locker Rent
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Rs. 750/- p.a.
|
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Non submission of Audited Balance Sheets
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For limits above Rs. 25 lacs Rs. 1000/- per month, if not submitted within 6 - 8 months of the year end.
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Non submission of Stock Statement within 7 days.
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Rs. 100/-
|
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Savings Bank A/C – No Frills A/C
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|
Minimum Balance
|
0
|
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Charges for non maintenance thereof
|
0
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Savings Bank Account with Cheque Facility
|
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Minimum Balance
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500/-
|
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Charges for non maintenance thereof
|
100/- per quarter
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S B Account without Cheque Facility
|
|
Minimum Balance
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200/-
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Charges for non maintenance thereof
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75/- per quarter
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Current Account
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Minimum Balance
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1000/-
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Charges for non maintenance thereof
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100/- per quarter
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Inoperative Accounts
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75/- per annum. if stipulated minimum balance requirement is not complied in the A/C.
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Issuance of Balance Certificates
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Rs. 100/-
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Balance Enquiry
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Nil
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Signature Verification
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Rs. 50/-
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Inspection Charges
a) All SGSY cases and loans sanctioned
upto Rs. 25,000/-.
b) > 25000/- and < 2.00 lac.
c) > 2.00 lac
|
Nil
Rs. 500/- p.a.
Rs. 500/- per lac p.a.
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